
What is Smartrewards?
Smartrewards offers your employees savings on many leading Australian brands, and access to tools and services to help improve their financial health. It’s all very simple to manage through their Smartᵀᴹ online account.
Special offers and discounts
Smartrewards offers discounted eGift cards and online specials with popular national retailers. There are savings on everything from groceries and everyday purchases to home, lifestyle and beauty, travel, entertainment, sport and fitness.
It's another way to put money back in your employees' pockets, and to stand apart as an employer.

Financial wellness program
We’ve partnered with providers who can deliver financial wellness solutions for your employees.¹ This includes access to mortgage brokers, mortgage health checks and other tools for financial health.

Examples of how your employees could save
Supermarket discount saves hundreds
Amy spends $300 a week on groceries at a major supermarket. Since becoming a Smart customer and accessing Smartrewards, Amy has been able to save $624 over a year on her grocery bills.²
Laptop discount – with more possible savings
Using the JB Hi-Fi discount currently available to Smart customers, Todd saved $90 on his $2,000 laptop.³ He could save even more by salary packaging his new device.⁴
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Important information
This is general information only. Before entering into any salary packaging or novated leasing arrangement, employees should consider their own objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon their own particular circumstances. The availability of benefits is determined by the employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smartᵀᴹ company.
- Smart may receive commission and/or administrative fees from Finspo (as the case may be), in respect of any transactions that result from the referral.
- Savings example is for illustrative purposes only and is based on a 4% discount at Woolworths available through the Smartrewards program (excluding transaction fees). Discounts and participating retailers are subject to change.
- Savings example is for illustrative purposes only and is based on a 4.5% discount at JB Hi-Fi, available through the Smartrewards program (excluding transaction fees). Discounts and participating retailers are subject to change.
- A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Tax savings achieved through salary packaging will depend on employee’s income tax bracket and personal circumstances.