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All things Smart, all in one place

Check how much money you have available, review your transaction history, and track claims - all from the app. With clear, up-to-date salary packaging details, everything is easy to find whenever you need it.

 

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What can you salary package?

Here are some popular benefits. What you can package depends on your employer and industry.

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Zeekr 7X

MY26 Long Range RWD

$572 per fortnight*

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Jaecoo J5

MY26 Summit FWD EV Single Speed Auto

$357 per fortnight*

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Hyundai Kona

MY27 2WD SX2 V3

$354 per fortnight*

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Ford Everest

MY2026.5 Sport 4WD 3.0L V6 Diesel

$921 per fortnight*

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Hyundai Tucson

MY26 NX4.V4 1.6T Hybrid 2WD

$549 per fortnight*

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Mitsubishi Triton

MY26 4X4 GLX-R 0.9T DID Auto Dual Cab/Pick Up

$684 per fortnight*

Superannuation
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Grow your future wealth

Whether saving for your first home or counting down to retirement, you could save on tax by making extra super contributions. 

Portable electronics
A range of mobile devices

Save tax on a tablet, laptop or phone

You may be able to salary package a device you use mainly for work, helping you save on staying connected.1 

Novated leasing
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Salary package a car

A novated lease is one of the most cost-effective ways of buying and running a new or used car, especially with an electric vehicle.

What is salary packaging?

Also called ‘salary sacrificing’, salary packaging is an arrangement with your employer that can help you save on income tax.

You get some of your pay as benefits instead of cash
Your taxable income is reduced as a result 
What you can get depends on your employer

Why salary package with Smart?

SmartTM makes it simple for you to access benefits and maximise your tax savings.

Benefits that work for you
Maximise take-home pay
Simple and ATO-approved
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Ready to get started?

Whether you’re exploring salary packaging for the first time, wanting to add new benefits, or thinking of salary packaging a car, Smart makes it simple.

New to salary packaging?

Find out what benefits are available in your industry and what your employer offers, then apply.

Already salary packaging?

Check existing benefits and balances and update or add new ones.

Interested in a novated lease?

See what you could save by salary packaging a car.

  

Which benefits are available in your industry?

Click on your industry to see where you could make tax savings.

Not-for-profit and Care

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Private Education

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Public Education

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Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company. 

 

* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4a) lease term for BMW iX1: 4-years, (4b) lease term for all other vehicles: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in October 2026.

^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.

 

1 A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Self-education or professional education does not count towards work use.