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Salary packaging and novated leasing with Smart

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What can you salary package?

Here are some popular benefits. What you can package depends on your employer and industry.

Popular cars
Hot deal
Ford Ranger Wildtrak

Ford Ranger

2025.25MY Wildtrak Double Cab 2.0 DTT

$832 per fortnight*

Price includes running costs

Hot deal
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Isuzu MU-X

LS-T 4X4

$839 per fortnight*

Price includes running costs

Hot deal
MG 4 Excite

MG 4

Excite 51KWh

$384 per fortnight*

Price includes running costs

Hot deal
Mitsubishi Outlander Exceed PHEV

Mitsubishi Outlander

MY24 PHEV Exceed Wagon

$525 per fortnight*

Price includes running costs

Electric Vehicles
Popular benefits

What is salary packaging?

Also called ‘salary sacrificing’, salary packaging is an arrangement with your employer that can help you save on income tax.

You get some of your pay as benefits instead of cash
Your taxable income is reduced as a result 
What you can get depends on your employer

Why salary package with Smart?

SmartTM makes it simple for you to access benefits and maximise your tax savings.

Benefits that work for you
Maximise take-home pay
Simple and ATO-approved
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Ready to get started?

Whether you’re exploring salary packaging for the first time, wanting to add new benefits, or thinking of salary packaging a car, Smart makes it simple.

New to salary packaging?

Find out what benefits are available in your industry and what your employer offers, then apply.

Already salary packaging?

Check existing benefits and balances and update or add new ones.

Interested in a novated lease?

See what you could save by salary packaging a car.

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Drive away with 10,000 bonus Qantas Points*

A novated lease is one of the most tax-effective ways to buy and run a car. Order a new car through Smart™ and you could drive away with 10,000 bonus Qantas Points.  Terms and conditions apply.

  

Which benefits are available in your industry?

Click on your industry to see where you could make tax savings.

Not-for-profit and Care

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Private Education

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Public Education

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Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company. 

* Price and estimated tax savings based on the following assumptions: (1) living in NSW 2000, (2) salary: $90,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in November 2024 from its dealership network and may be subject to change.

  1. A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Self-education or professional education does not count towards work use.