Smart, flexible, shorter-term car mobility
Experience a new way to drive with a flexible, cost-effective novated subscription with Smart’s partner, Karmo.
Drive a car your way - with a flexible novated subscription
Try your dream car without the long‑term commitment. Smart has partnered with Karmo to offer a flexible novated subscription that lets you drive an EV (or petrol car) for as little as four months, with most running costs bundled into one simple salary packaged payment.
Cars include Tesla Model Y, Tesla Model 3, Toyota BZ4X or Zeekr X (subject to availability) and more
Which option suits you?
|
Novated Lease |
Novated Subscription |
| Locked into a long-term agreement (1-5 years) | Flexible from just 4 months# |
| Fixed car for entire term | Change cars as your needs evolve |
| You manage resale or residual risks | No resale or end-of-term stress |
| Multiple costs to track | One simple, bundled payment^^ |
| Better suited to long-term certainty | Best if your needs are changing or uncertain |
| This comparison table is intended as a general guide only and does not constitute financial advice. | |
Want to learn more?
Important information
This is general information only. Smart recommends that before changing or entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
Smart may receive commission from Karmo Pty Ltd ABN 92 638 825 395 and any of its subsidiaries (Karmo), in respect of any novated subscription that results from a referral. The novated subscription is offered by Karmo. Any personal information provided to Karmo as part of the novated subscription will be held, stored and used in accordance with the Karmos Privacy Policy.
# Minimum subscription term of 4 months applies. Return options are subject to notice periods and subscription terms.
^^T&Cs apply and some costs are excluded.