News and reviews

Nine in ten Australians surveyed by Smart have cut spending due to cost-of-living pressure. Discover what they're cutting back on and why take-home pay is so important in today’s environment.

Despite high awareness, many Australians aren't using salary packaging. New Smart research found many Australians who have access to salary packaging may not be making use of the available benefits to increase take-home pay and reduce their tax.

If you're renting and eligible to salary package your rent, you may be able to pay rent using pre-tax income. Learn how salary packaging rent works, who may be eligible, and what expenses can be claimed.

Find out how salary packaging with a HECS or HELP debt works and how you can save on tax and repay your HECS/HELP debt faster.

While the amount that you salary packaged in the last financial year is not subject to income tax, it may show up on your income statement as a Reportable Fringe Benefits Amount (RFBA). 

Learn practical tips to manage holiday finances, from budgeting hacks to salary packaging strategies that boost your take home pay.