Latest Novated Lease Deals for 2026

Explore our range of novated lease deals on top car models from across our dealer network. 

6 out of 10 car offers available
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Enjoy 14% off Chery’s list price on selected models^^

Receive 14% off the list price^^ of eligible Chery vehicles ordered, settled and delivered by 30 September 2026 via a SmartTM novated lease.

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6.99% p.a comparison rate on MINI electric models#

Available on new or demonstrator vehicles on a 24-48 month lease term, financed through a SmartTM novated lease with MINI Finance.

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Drive away. Then holiday.

You could earn 35,000 bonus Qantas Points when you take out a novated lease through SmartTM **. A novated lease is one of the most tax-effective ways to buy and run a car. T&Cs apply.

 

Terms and conditions apply.

 

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Important information

* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in July 2026.

 

** This offer commenced 1 May 2026 and is only available to those whose employers allow them to finance a car through Smart. Smart may withdraw, change or remove this offer at any time. To be eligible for 35,000 bonus Qantas Points, individuals must do the following: (1) submit the ‘Get a Quote’ form on https://www.smart.com.au/p/qantas-points/; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. For the full terms and conditions of this offer please visit here. 

 

^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.

 

^^ Receive 14% off Chery’s list price of a new Chery E5 (MY26 BEV Ultimate FWD only), Tiggo 8 (Urban and Elite CSH ), Tiggo 9 (Urban and Elite CSH ) when you order, settle and take delivery via a Smart novated lease between 1 July 2026 and 30 September 2026. ‘List price’ refers to Chery Motor Australia’s recommended retail price minus GST. This offer is provided by Chery Motor Australia Pty Ltd ABN 28 662 958 205 (Chery). The fulfilment of all conditions of this offer will be directly between Chery and the customer. SmartTM accepts no liability for any dispute between the customer and Chery in relation to this offer. The offer is available on new vehicles only and is subject to vehicle availability and allocation. Eligibility is not guaranteed until a vehicle has been allocated against your order.

 

# 6.99% p.a. comparison rate offer valid only for new or demonstrator MINI Electric vehicles purchased through a Smart novated lease between 1 July 2026 and 30 September 2026 (Promotional Period) with vehicle finance procured by Smart and provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (MINI Finance) with a lease term of 24 to 48 months (Promotion). Vehicle finance application must be submitted, approved and settled during the Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by MINI Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate.  The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart may charge fees for salary packaging and novated leasing administration services and such fees have not been incorporated into the calculation of the displayed comparison rate. Smartsalary,  Autopia and MINI Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers. Subject to stock availability.

 

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs and seek appropriate legal, financial or other professional advice based upon your own particular circumstances.