Salary packaging everyday expenses could save you thousands*
Pay for some of your regular expenses with your pre-tax salary and you could pay thousands less in tax.
Popular benefits in your industry
Everyday living could cost you less
You could salary package major expenses like rent or mortgage payments and other items, up to a cap of $9,010 each Fringe Benefits Tax (FBT) year (1 April - 31 March).
Save on meals out
Save when you dine out with family and friends by salary packaging up to $2,650 for meals and entertainment each Fringe Benefits Tax year (1 April to 31 March).1
See how you can save with salary packaging today.
Sue earns $90,000 a year and saves over $3,731* in tax.
This includes $9,010 for packaging Sue's everyday expenses and $2,650 for meals and entertainment1.
| Without salary packaging | With salary packaging | |
| Annual salary before tax | $90,000 | $90,000 |
| Pre-tax expenses | $0 | $11,660 |
| Taxable income | $90,000 | $78,340 |
| PAYG tax | $17,788 | $14,290 |
| Medicare levy | $1,800 | $1,567 |
| Annual salary after tax | $70,412 | $62,483 |
| Post-tax expenses | $11,660 | $0 |
| Net disposable income | $58,752 | $44,198 |
| Potential annual saving | $3,731* | |
See how you can save with salary packaging today.
Important information
^ Terms & Conditions apply, for full details click here. Promotion period begins on 0:01am [AEST] on Monday, 13 April 2026 and ends at 11:59pm [AEST] on Tuesday, 30 June 2026. Promoter is Smartsalary Pty Limited, a SmartTM company. This offer is open to the intended recipient of this email only and is not exchangeable or transferrable. Recipient will become eligible to receive the $20 eGift card if they sign up to become an active salary packaging customer and have their first salary packaging deduction processed before the end of the promotion period.
* The savings example is for illustrative purposes only and is based on the income tax rates for the 2025/26 financial year for an employee with an annual salary of $90,000, salary packaging the maximum $9,010 cap towards the living expenses benefit and the maximum $2,650 cap towards the meal and entertainment benefit. Your actual savings will depend on your income tax bracket and your personal circumstances. Neither Smartsalary Pty Ltd nor any related bodies corporate accept responsibility for any errors or omissions from the information or any reliance placed upon it.
1 There’s a cap across Meal and Entertainment, Holiday Accommodation and Venue Hire benefits of $2,650 per FBT year (1 April –31 March). Eligibility for the Holiday Accommodation and Venue Hire benefit is dependent on your industry and employer.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial, or other professional advice based upon your own particular circumstances.