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Get a brand new or demonstrator MINI before 30th September 2025 at a low 5.99% per annum comparison rate when you finance with BMW Australia Finance.
Comparison rate applies to three-, four- and five-year lease terms.
Plus, when you buy your MINI through a novated lease with Smart, you also get a mix of potential tax savings and convenience that’s hard to beat!
There’s no GST on your MINI’s purchase prices.ş Pre-tax salary dollars are used for finance and running costs, so you could pay less income tax. And payments are bundled into one regular pay deduction for simpler budgeting.
With a MINI Flex agreement, you’ll enjoy the added confidence of a Guaranteed Future Value (GFV) for your vehicle.
Before you even take delivery of your MINI, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your MINI applying the MINI Flex Guaranteed Future Value.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd (ABN 24 096 796 100) (Smartsalary).
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (BMW Australia Finance). Salary packaging and novated leasing administration services are provided by Smartsalary and Autopia Management Pty Ltd (ABN 80 111 369 049) (Autopia), which are Smart™ companies.
Ş GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,334 in FY 2025-26] unless exempt).
^ Offer valid only for new or demonstrator MINI vehicles purchased through a Smart novated lease between 10th July 2025 and 30th September 2025 (Promotional Period) with vehicle finance procured by Smart and provided by BMW Australia Finance with a lease term of 3, 4 or 5 years (Promotion). Vehicle finance application must be submitted, approved and settled during the Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by BMW Australia Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances.
Different terms, fees or other amounts might result in a different comparison rate. Smartsalary, Autopia and BMW Australia Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers.