Get into a MINI with a Smart™ novated lease.
Call for a leasing quote on 1300 144 873.
More fun, less tax
When you buy your MINI through a novated lease with Smart, you also get a mix of potential tax savings and convenience that’s hard to beat!
Drive MINI Electric models from $247/week*
Available on new or demonstrator vehicles on a 24–48 month lease term through a Smart™ novated lease.* Plus, receive a 6.99% p.a. comparison rate# through MINI Finance.
Peace of mind when your lease ends
With a MINI Flex agreement, you’ll enjoy the added confidence of a Guaranteed Future Value (GFV) for your vehicle.
Before you even take delivery of your MINI, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your MINI applying the MINI Flex Guaranteed Future Value.
Frequently asked questions
Important information
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd (ABN 24 096 796 100) (Smartsalary).
* Weekly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 48 months, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs for the MINI Cooper Electric J01 SE Favoured Hatchback 3dr Auto 1sp DC160kW. Images shown may not be the exact vehicle that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, and re-registration over the period of the lease. Vehicle residual, as set by the Australian Taxation Office, is payable at the end of the lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in August 2026.
^^ 6.99% p.a. comparison rate offer valid only for new or demonstrator MINI Electric vehicles purchased through a Smart novated lease between 1 July 2026 and 30 September 2026 (Promotional Period) with vehicle finance procured by Smart and provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (MINI Finance) with a lease term of 24 to 48 months (Promotion). Vehicle finance application must be submitted, approved and settled during the Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by MINI Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart may charge fees for salary packaging and novated leasing administration services and such fees have not been incorporated into the calculation of the displayed comparison rate. Smartsalary, Autopia and MINI Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers. Subject to stock availability.
Ş GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,353 in FY 2026-27] unless exempt).