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The ultimate way to enjoy big tax savings on the ultimate driving machine.
In an industry first for both organisations, Smart have partnered with BMW Financial Services to bring novated leasing directly to BMW dealerships.
This opportunity helps make novated leasing easier, more accessible, and more convenient for both employees and employers. It is one of the most affordable ways to own a BMW or MINI – a seamless and fast leasing experience in a dealership, paired with significant savings.
This comparison rate is only available with a Smart novated lease when you finance with BMW Finance^.
To lock in this special offer, eligible BMW iX1 or iX2 must be ordered and vehicle finance must be settled by 30 September 2025 and vehicle delivered by 31 October 2025. Comparison rate applies to a 24- to 48-month lease term.
We're proud to partner with BMW to help make it more affordable and convenient to own and run a car you love.
A novated lease with Smart™ could save you thousands. There's no GST on your BMW's purchase price. Pre-tax dollars are used for finance and running costs, so you could pay less tax. And payments are bundled into one regular pay deduction for simpler budgeting.
Before you even take delivery of your BMW, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your BMW applying the BMW Guaranteed Future Value.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company.
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.
~ Refinancing subject to approval and eligibility criteria, fees, charges and conditions apply.
* Price and estimated tax savings based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 km p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance,comprehensive motor insurance (if applicable), any optional after-market product (if applicable), and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in May 2025 from its dealership network and may be subject to change.
± GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,334 in FY 2025-26] unless exempt).
^ Offer valid only for new or demonstrator BMW iX1 eDrive20 and BMW iX2 eDrive20 vehicles purchased through a Smart novated lease between 1 September 2025 and 30 September 2025 (Promotional Period) and delivered by 31 October 2025. Vehicle finance application must be submitted, approved and settled during the Promotional Period. Vehicle finance must be procured by Smart and provided by BMW Finance with a lease term of 24 to 48 months (Promotion). Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by BMW Finance to Smart and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart, Autopia and BMW Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers.