Get a quote

Q: How could a novated lease help me save?

Your finance and running costs are bundled into one simple payment each pay. Meaning expenses for things such as fuel, maintenance, insurance and registration are already budgeted in your running costs. You don’t pay GST on these expenses, which means you pay less money on costs you’re already paying.

Q: Do I need to drive a lot?

No, you can drive as little or as much as you like. There’s no minimum km requirement with a novated lease.

Q: How is a novated lease paid for?

Smart makes deductions directly from your salary to pay your lease. The deductions continue until the lease ends, or you leave your employer.

Q: Is the car registered in my name?

Yes. A novated lease is just like purchasing a vehicle with a bank loan, so your car is registered to you, and is yours to drive as you choose.

Please complete the form and one of our consultants will contact you shortly. We look forward to helping you with a quote for this car.

6.99% comparison rate^

All BMW iX1 variants

Vehicle finance must be settled and vehicle delivered between 1 April 2026 and 31 May 2026. Special comparison rates apply to 24 to 48-month lease terms only.

Please enter your details

Employer name*

First name*

Last name*

Email*

Mobile phone*

*Mandatory By clicking 'Send enquiry' I agree to the collection, storage, use and disclosure of my personal information in accordance with the Smart Privacy Policy and Privacy Collection Statement.

We’re here to help

FAQs

How could a novated lease help me save?

Do I need to drive a lot?

How is a novated lease paid for?

Is the car registered in my name?

Visit Smart FAQs for more answers

Book a call back

Get your questions answered at a time that suits you.

Book a webinar

Find out more how novated leasing could help you save.

Important information

Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart^TM company.

^ Special 6.99% p.a. comparison rate offer valid only for all new and demo BMW iX1 models and BMW iX2 models. (Promotion). Special comparison rates apply to all new and demo BMW iX1 and iX2 vehicles purchased through a Smart novated lease between 1 April 2026 and 30 June 2026 and delivered between 1 April 2026 and 30 June 2026 (each a Promotional Period). Subject to vehicle stock availability. Vehicle finance must be procured by Smart and provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (BMW Finance) with a lease term of 24 to 48 months. Vehicle finance application must be submitted, approved and settled during the vehicle’s respective Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by BMW Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate.  The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other loan amounts might result in a different comparison rate. Smart may charge fees for salary packaging and novated leasing administration services and such fees have not been incorporated into the calculation of the displayed comparison rate. Smartsalary, Autopia and BMW Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers.