Novated leasing with Smart

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart^TM company. 

* Price and estimated tax savings based on the following assumptions: (1) living in NSW 2000, (2) salary: $90,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in October 2025 from its dealership network and may be subject to change.

~ Offer valid only for new or demonstrator BMW iX1 eDrive20 and BMW iX2 eDrive20 vehicles purchased through a Smart novated lease between 1 September 2025 and 30 September 2025 (Promotional Period) and delivered by 31 October 2025. Vehicle finance application must be submitted, approved and settled during the Promotional Period. Vehicle finance must be procured by Smart and provided by BMW Finance with a lease term of 24 to 48 months (Promotion). Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by BMW Finance to Smart and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart, Autopia and BMW Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers.

1. To be able to salary package a used or current car, it must be under 15 years old at the end of the lease with a minimum value of $5,000.