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More car, less tax

Get big tax savings on a car you love with a novated lease.

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Drive away with 35,000 bonus Qantas Points*

A novated lease is one of the most tax-effective ways to buy and run a car. Order a new car through Smart™ and you could drive away with 35,000 bonus Qantas Points. * Offer ends 6 June 2025. Terms and conditions apply.

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What is novated leasing?

Novated leasing is a salary packaging arrangement with your employer that lets you use pre-tax income for car finance and expenses. One simple deduction each payday takes care of your lease and all usual running costs.

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Why choose a novated lease?

Novated leasing is one of the most cost-effective and convenient ways to buy and run a car, and could save you thousands of dollars in tax. 

You could save on GST and income tax
Save time and hassle – we make leasing simple
New, used or a car you already own – it’s yours to use as you like¹ 
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Drive an XPENG G6 from just $219 a week*

Order an XPENG G6 with Smart™ today and get a 10-year manufacturer’s warranty, 10-year battery warranty and your first year's servicing at no cost! Valued at $5,218 (inc GST). Terms and conditions apply.

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XPENG 10-year extended warranty

Turn your dream car into your dream holiday

A novated lease is one of the most tax-effective ways to buy and run a car. You could earn 35,000 bonus Qantas Points* when you take out a novated lease with Smart™. Terms and conditions apply.

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Turn your dream car into your dream holiday with Smart and Qantas.

Make your next car a winner

Check out the Wheels Car of the Year winner and finalists – and learn how Smart™ could help get you into your top pick.

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Check out the Wheels Car of the Year winner and finalists – and learn how Smart™ could help get you into your top pick.

Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company.

  1. To be able package a used or current car, it must be under 15 years old at the end of the lease with a minimum value of $5,000.

* Price and estimated tax savings based on the following assumptions: (1) living in NSW 2000, (2) salary: $90,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in November 2024 from its dealership network and may be subject to change.