
More ways you could spend less
SmartTM is all about helping you maximise your income. Being a customer gives you access to Smartrewards, with free use of our partners' financial wellness services and great discounts on leading brands, in addition to our award-winning salary packaging service.
To access Smartrewards, log in to your salary packaging account and click the 'Rewards' tab.

What does Smartrewards offer?
Smartrewards offers you savings on many leading Australian brands, and access to tools and services to help improve your financial health – at no additional cost.
Special offers and discounts
Access online offers and discounted eGift cards across a range of leading brands.
Financial wellness program
Our financial wellness program gives you access to mortgage brokers and other financial wellness tools.
Examples of how you can save
Supermarket discount saves hundreds
Amy spends $300 a week on groceries at a major supermarket. Since becoming a Smart customer and accessing Smartrewards, Amy has been able to save $624 over a year on her grocery bills.1
Amy, Administration Officer
Laptop discount – with more possible savings
Using the JB Hi-Fi discount currently available to Smart customers, Todd saved $90 on his $2,000 laptop.2 He could save even more by salary packaging his new device.3
Todd, Teacher
How to access Smartrewards

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Important information
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company.
- Savings example is for illustrative purposes only and is based on a 4% discount at Woolworths available through the Smartrewards program (excluding transaction fees). Discounts and participating retailers are subject to change.
- Savings example is for illustrative purposes only and is based on a 4.5% discount at JB Hi-Fi, available through the Smartrewards program (excluding transaction fees). Discounts and participating retailers are subject to change.
- A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Tax savings achieved through salary packaging will depend on your income tax bracket and personal circumstances.