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Public Education

Learn how you can increase your take-home pay by paying for certain expenses before tax.

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How can salary packaging increase your take-home pay?

Being smart with your benefits can really pay off. By paying for certain things before tax, you reduce your taxable income and the tax you have to pay. What you can salary package depends on your employer and the industry you work in, as well as your employment status.

Reduce your taxable income
Increase your take-home pay
Simple and ATO-approved
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Popular benefits
Other benefits

Smartrewards gives you even more ways to save 

As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost. 

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We’re here to help

FAQs

Can I keep my benefits if I move to another Public education employer?
What could I save with a novated lease?
What if I have a HECS or HELP education debt?

Visit Smart FAQs for more answers

Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company. 

 

  1. A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Tax savings achieved through salary packaging will depend on your income tax bracket and personal circumstances.