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Everyday living benefit for Private Education

Salary package everyday living expenses

You could get big tax savings on some of your living costs by salary packaging (also known as salary sacrificing).

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You could save on your mortgage, rent and nearly anything else

You could keep more of what you earn by paying for mortgage, rent, personal loan or even groceries from your pre-tax income, up to a maximum of $15,900 each Fringe Benefits Tax (FBT) year (1 April - 31 March). Please note, this may not be tax-effective if you earn less than $120,000.

Save on expenses that you already pay for
FBT is payable, however you will be eligible for a 47% rebate ¹
Cap of $15,900 each FBT year
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What's covered?
Salary packaging card
FAQs

Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company. 

 

The Smart Salary Packaging and Meal Entertainment Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131. Please consider if this product is right for you. Read the Product Disclosure Statement (PDS) and the Target Market Determination relating to this product before making any decision. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

 

  1. The rebate for the 2018 FBT year onwards is 47% of the gross FBT payable, (subject to a cap of $30,000).