One NSW Department of Education employee will win.
Call for a novated leasing quote on 1300 144 873.
Smart is giving one lucky NSW Department of Education employee the chance to drive away with their first year of lease payments covered+ - up to the value of $12,708.
Simply order and take delivery of a new or used vehicle through a Smart novated lease between 24 November 2025 and 31 December 2025 and you’ll be automatically entered into the draw.
Important: To qualify, the vehicle must be financed through Smart on a 5-year lease term.
Novated leasing is approved by the ATO and can help you save on income tax.
With a novated lease you can pay for your car expenses using a combination of your pre-tax and post-tax salary (or if your car is eligible for the electric car discount^, all payments are made using your pre-tax salary).
This could reduce your taxable income and the amount of tax you pay.
Ready to get into your dream car?
Mazda CX-5
MY25 G20 Max FWD
$468 per fortnight
Price includes running costs
Kia Sportage
MY26 GT-Line HEV AWD 1.6
$693 per fortnight
Price includes running costs
Ford Everest
MY26 Platinum AWD 3.0L V6 Diesel
$932 per fortnight
Price includes running costs
Drive as little or as much as you like
Use your car for work, weekends and holidays
You don't need to be a high-income earner
Choose the lease term that suits your budget, ranging from 1-5 years
FAQs
+ Terms & Conditions apply, for full details visit smart.com.au/p-tcs/win-first-year-lease-tcs. Promotion period begins on 24.11.2025 at 00:01am AEDT and ends on 31.12.2025 at 11:59pm AEDT. Joint promoters are: Smartsalary Pty Limited, a SmartTM company and AccessPay Pty Ltd. The prize pool is shared among the two named joint promoters. This means, for example, that an eligible entrant who is a customer of Smartsalary will be competing for one (1) Major Prize with all other eligible entrants, who may be customers of any other of the joint promoters. Eligible entrants will receive an automatic entry into the draw when they do the following during the Promotion Period: are and continue to be employed by one of the Eligible Employers, order and take delivery of a new or used vehicle through Smart, obtain vehicle finance for that vehicle through Smart on a 5-year lease term, and receive confirmation from Smart (as applicable) that the novated lease has been settled. Winners will be selected during the competition prize draw which will take place on 15.01.2026 at 11:00am AEDT. The shared prize pool consists of five (5) Grand Prizes, each Grand Prize consists of one (1) single payment of up to $1,059 AUD per month, totalling a value of up to $12,708 AUD per winner. Winners will be notified by email within 7 business days of prize draw. NSW Trade Authority TP/01464 and NSW Notification Number NTP/15082, ACT Permit Number TP 25/02792 and SA Permit Number T25/2115.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26).
- Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in December 2025.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial, or other professional advice based upon your own particular circumstances.
