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Unlock exclusive discounts and benefits designed to help you save more by making smarter everyday decisions.

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Smart ways to save

We’ve brought together a selection of offers across insurance, home loans, energy, EV batteries and more. It’s our way of helping you get more value on what matters most to you.

 

Save with Smart
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Boost your savings by salary packaging with an extra 5% discount off Harvey Norman

Enjoy an extra 5% off work phones, laptops, and tablets in-store at Harvey Norman.* Plus, by salary packaging the cost of your device you could also save on tax !**


Your employer decides which devices can be packaged for work use.^

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Plan Your Financial Future with Count

Count connects you with financial advisers and accountants who tailor strategies for every stage of life. From growing your super and reducing debt to building wealth, planning for retirement, and providing expert tax advice, Count makes it simple and clear#.


Book a chat and start planning your financial success.

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Drive away with 35,000 bonus Qantas Points**

A novated lease is one of the most tax-effective ways to buy and run a car. Drive away with 35,000 bonus Qantas Points** when you take out a novated lease through SmartTM. Offer ends 31 March 2026.

 

Terms and conditions apply.

 

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Simplify mortgage broking with Finspo

No fees. No strings.

 

Just expert advice to help you get more from your mortgage.

 

 

 

Subscribe & Unlock Benefits

Exclusive discounts and benefits designed to help Smart customers save more by making smarter everyday decisions

Smart Choices

Savvy ways to save

We’ve brought together a selection of offers across insurance, home loans, energy, EV batteries and more. It’s our way of helping you get more value on what matters most to you."

*Mandatory

Helpful articles on more ways to save

Browse for information about salary packaging, inspiration for your next car, and other popular topics.

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Why housing costs are the biggest money worry for Aussies in 2025

If mortgage or rent payments are your biggest financial stressor at the moment, you’re not alone.

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Smiling person in orange shirt receiving car key through window

Car costs creeping up? Novated leasing could help.

It’s a simple way to bundle the majority of your car costs – like repayments, rego, insurance, and maintenance – into one convenient payment that’s deducted straight from your pre-tax salary each pay cycle.

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Person in striped shirt at café table

How to update your tech on a budget

Is your phone slower than a servo line on a public holiday? Laptop on its last legs? Tablet barely hanging in there? With the cost of living climbing, plenty of us are hanging on to tech that’s seen better days.

Explore latest deals

Great deals are available on a wide range of cars, including offroaders, hatchbacks and electric vehicles. See how much you could save.

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Polestar 2

MY26 Standard Range Single Motor

$484 per fortnight*

Price includes running costs

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BMW iX1

MY26 eDrive20 X-Line

$521 per fortnight*

Price includes running costs

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Leapmotor C10

MY25 Design

$469 per fortnight*

Price includes running costs

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Mazda CX-5

MY25 G20 Maxx FWD

$475 per fortnight*

Price includes running costs

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Subaru Forester

MY26 2.5e Sport AWD Hybrid

$657 per fortnight*

Price includes running costs

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Isuzu MU-X

MY25.5 LST 4X4 3.0L T/D Auto

$808 per fortnight*

Price includes running costs

Get into an EV sooner

An electric vehicle could be more affordable than you think, thanks to the federal government’s Electric Car Discount.

Terms and conditions for promotions

*Harvey Norman Terms and Conditions
# Count Financial Terms and Conditions
Latest Deals pricing*
~Enreal promotion terms and conditions
**Qantas Novated Lease Terms and Conditions

Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company.