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When you order a new car through a Smart™ novated lease.
Tax savings | all-inclusive repayments | Extra discounts on eligible^ EVs
Novated leasing is approved by the ATO and can help you save on income tax.
With a novated lease you can pay for your car expenses using a combination of your pre-tax and post-tax salary (or if your car is eligible for the electric car discount^, all payments are made using your pre-tax salary). This could reduce your taxable income and the amount of tax you pay.
Ready to get into your dream car?
Drive as little or as much as you like
Use your car for work, weekends and holidays
You don't need to be a high-income earner
Choose the lease term that suits your budget, ranging from 1-5 years
FAQs
* This offer is only available to those whose employers allow them to finance a car through Smart. To be eligible for 35,000 bonus Qantas Points, individuals must do the following between 2 September 2025 and 28 October 2025: (1) submit the ‘Get a Quote’ form on https://www.smart.com.au/p/qantas-points/; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. For the full terms and conditions of this offer please visit here.
+ GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,334 in FY 2025-26] unless exempt).
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial, or other professional advice based upon your own particular circumstances.