Call for a leasing quote on 1300 144 873.
When you buy your MINI through a novated lease with Smart, you also get a mix of potential tax savings and convenience that’s hard to beat!
Available on new or demonstrator vehicles on a 24-36 month lease term, financed through a Smart novated lease with MINI Finance.
Offer valid from 5 February 2026. Finance must be settled and vehicle delivered by 31 March 2026. T&Cs apply.
From $428 per fortnight*, including running costs.
Available on new or demonstrator vehicles on a 24-60 month lease term, financed through a Smart novated lease with MINI Finance.
Finance must be settled and vehicle delivered by 31st March 2026. T&Cs apply.
With a MINI Flex agreement, you’ll enjoy the added confidence of a Guaranteed Future Value (GFV) for your vehicle.
Before you even take delivery of your MINI, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your MINI applying the MINI Flex Guaranteed Future Value.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd (ABN 24 096 796 100) (Smartsalary).
Novated leasing finance is provided by MINI Finance Pty Ltd (ACN 007 101 715) (MINI Finance). Salary packaging and novated leasing administration services are provided by Smartsalary and Autopia Management Pty Ltd (ABN 80 111 369 049) (Autopia), which are Smart™ companies.
* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4a) lease term for MINI Countryman E: 3-years, (4b) lease term for all other vehicles: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in February 2026.
^ 0.00% p.a. comparison rate offer valid only for new or demonstrator MINI Countryman E vehicles purchased through a Smart novated lease between 5 February 2026 and 31 March 2026 (Promotional Period) with vehicle finance procured by Smart and provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (MINI Finance) with a lease term of 24 to 36 months (Promotion). Vehicle finance application must be submitted, approved and settled during the Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by MINI Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart may charge fees for salary packaging and novated leasing administration services and such fees have not been incorporated into the calculation of the displayed comparison rate. Smartsalary, Autopia and MINI Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers. Subject to stock availability.
^^ 5.99% p.a. comparison rate offer valid only for new or demonstrator MINI vehicles purchased through a Smart novated lease between 1 January 2026 and 31 March 2026 (Promotional Period) with vehicle finance procured by Smart and provided by BMW Australia Finance Pty Ltd (ACN 007 101 715) (MINI Finance) with a lease term of 24 to 60 months (Promotion). Vehicle finance application must be submitted, approved and settled during the Promotional Period. Conditions and eligibility criteria apply for vehicle finance. The comparison rate offered in this Promotion is a limited-time discounted rate offered by MINI Finance to Smartsalary and Autopia customers which is specific to this Promotion and does not reflect the general novated lease customer effective interest rate of Smart or its related bodies corporate. The comparison rate offered in this Promotion does not apply to any extensions or refinances. Different terms, fees or other amounts might result in a different comparison rate. Smart may charge fees for salary packaging and novated leasing administration services and such fees have not been incorporated into the calculation of the displayed comparison rate. Smartsalary, Autopia and MINI Finance reserve the right to change or withdraw this Promotion at any time. Offer not available in conjunction with any other offers. Subject to stock availability.
Ş GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,334 in FY 2025-26] unless exempt).
