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See how much you could save by salary packaging a new MINI.
A MINI offers an incomparable mix of style and performance. When you buy it through a novated lease with Smart, you also get a mix of potential tax savings and convenience that’s hard to beat!
There’s no GST on your MINI’s purchase price.ş Pre-tax salary dollars are used for finance and running costs, so you could pay less income tax. And payments are bundled into one regular pay deduction for simpler budgeting.
With a MINI Flex agreement, you’ll enjoy the added confidence of a Guaranteed Future Value (GFV) for your vehicle.
Before you even take delivery of your MINI, you can lock in a guaranteed future value at the end of your lease, giving you flexibility and peace of mind.
When your lease ends, your options include trade-in, pay out and keep the vehicle, or return your MINI applying the MINI Flex Guaranteed Future Value.
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd (ABN 24 096 796 100) (Smartsalary).
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary and Autopia Management Pty Ltd (ABN 80 111 369 049), which are Smart™ companies.
Ş GST is not payable on the purchase price of a vehicle financed through a novated lease (GST savings are calculated on the FBT base value of the vehicle, up to the claimable limit [$6,334 in FY 2024-25] unless exempt).
~ Refinancing subject to approval and eligibility criteria, fees, charges and conditions apply.
* Price and estimated tax savings based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 km p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, comprehensive motor insurance (if applicable), any optional after-market products (if applicable), and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are based on quotes obtained by Smart in May 2025 from its dealership network and may be subject to change.
^Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25).