As the salary packaging provider for the NSW Department of Education, we’re proud to be a trusted, long-standing partner, providing exceptional service and support to all staff.
With a deep commitment to delivering smarter benefits, we help improve the lives of employees through tailored solutions.
Whether you're considering salary packaging or exploring the advantages of a novated lease, our expert team is here to guide you with confidence and care. Call us on 1300 476 278 to find out more.
All things Smart, all in one place
Check how much money you have available, review your transaction history, and track claims - all from the app. With clear, up-to-date salary packaging details, everything is easy to find whenever you need it.
A Smarter way to support Stewart House
With a regular pre-tax fortnightly donation, you'll support the Department of Education's charity of choice, Stewart House. Your contribution is deducted before tax, helping your support go further.
Smart is here to support you with any salary packaging questions you have
Get big tax savings on your ideal car
Working in education has many rewards, but who doesn't appreciate a little extra? A novated lease could save you thousands, through big tax savings on a car you love.
You don't have to be a huge earner, and you can choose a car that fits your budget and lifestyle, whether it's brand-new, second-hand or one you already own.2
Important update: salary packaging of work-related expenses is changing
Laptops, tablets, mobile phones and other work-related expenses will no longer be eligible for salary packaging from 1 April 2027.
Learn what's changing and explore your options before the changes take effect.
Salary Packaging Benefits for NSW Department of Education employees
Support Stewart House
Make regular donations to The Department of Education's charity of choice, Stewart House, directly from your pre-tax salary.
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Additional superannuation contributions
When you salary package additional superannuation contributions, you could save on tax while building your future wealth.
Salary package your next portable electronic device
Salary package your portable electronic devices each FBT year, when the device is used primarily for work.1
Choose to salary package your laptop or tablet and mobile phone. Important: Changes will affect this benefit from 1 April 2027. Learn more.
Explore our latest offers for NSW Department of Education employees
Win back your first year’s lease payments***
Order and take delivery of a new car on an eligible SmartTM novated lease between 1 September 2026 and 13 October 2026 for your chance to win. There are five prizes to be won!
Each winner will receive a cash prize of up to $12,708, paid after the first 12 months of their eligible novated lease. T&Cs and eligibility criteria apply.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Win back your first year’s lease payments***
Order and take delivery of a new car on an eligible SmartTM novated lease between 1 September 2026 and 13 October 2026 for your chance to win. There are five prizes to be won!
Each winner will receive a cash prize of up to $12,708, paid after the first 12 months of their eligible novated lease. T&Cs and eligibility criteria apply.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Smartrewards is now for everyone
We’re excited to announce that all employees can now access Smartrewards - Smart’s exclusive benefits program - whether you salary package with SmartTM or not^^^.
Enjoy discounts on eGift cards from top brands, savings on eStore products, free CommSec trades, Qantas Points with eligible leases, and wellbeing content.
If you already have salary packaging with Smart, log in to your account and select Smartrewards on the dashboard. If you are not with Smart, you can register for Smartrewards here.
Smart is proud to support:
Spotlight Assets
Important Information
* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4a) lease term for BMW iX1: 4-years, (4b) lease term for all other vehicles: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in September 2026.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.
2 To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose. Generally, vehicles should be less than 12 years old at the end of the lease term with a minimum value of $5,000.
*** Terms & Conditions apply, for full details visit smart.com.au/cash-bonanza-tcs. Promotion period begins on 01.09.2026 at 00:01am AEST and ends on 13.10.2026 at 11:59pm AEDT. Joint promoters are: Smartsalary Pty Limited, a SmartTM company, AccessPay Pty Ltd, Smartsalary Pty Limited trading as Smartleasing, and Autopia Management Pty Ltd. The prize pool is shared among the four named joint promoters. This means, for example, that an eligible entrant who is a customer of Smartsalary will be competing for five (5) prizes with all other eligible entrants, who may be customers of any other of the joint promoters. Open to Australian residents 18+. Entrants will be eligible to enter the draw when they order and take delivery of a new vehicle through Smart, Autopia or Smartleasing, obtain vehicle finance for that vehicle through a Smart, Autopia or Smartleasing preferred financier, and receive confirmation from Smart, Autopia or Smartleasing (as applicable) that the novated lease has settled during the Promotion Period. One entry per eligible novated lease vehicle. Eligible entrants who satisfy the eligibility criteria and have their novated lease settled during the Promotion Period will receive an email within seven (7) business days of settlement containing a link to opt in to the draw. The opt-in process must be completed by 30 October 2026. Winners will be selected during the competition prize draw which will take place on 04 November 2026 at 3:00pm AEDT. The shared prize pool consists of five (5) prizes, with each prize consisting of one (1) single payment of up to $12,708 AUD per winner, and payable after the first 12 months of the winner's eligible novated lease, subject to the winner remaining an eligible novated lease participant and verification of eligibility. Winners will be notified by email within seven (7) business days of prize draw. NSW Trade Authority TP/01464 and NSW Notification Number NTP/17871, ACT Permit Number TP 26/02014.1 and SA Permit Number T26/1526.
^^^ Smartrewards Terms and Conditions apply, visit
https://account.smartsalary.com.au/smartrewards-terms-conditions. The participating retailers are subject to change. For the full list of participating retailers log in to your online account at smart.com.au and access Smartrewards.