SmartTM is proud to have been appointed as a salary packaging and novated lease provider to Transport for NSW in 2025.
We are Australia's leading salary packaging company and we're committed to providing smarter benefits that improve the lives of transport workers and their families.
All things Smart, all in one place
Check how much money you have available, review your transaction history, and track claims - all from the app. With clear, up-to-date salary packaging details, everything is easy to find whenever you need it.
Explore our latest offers for Transport for NSW members
Ready for a BYD EV? Save 5% now^^^
Save 5% on the base vehicle list price of eligible BYD EVs - ATTO 1, ATTO 2, Dolphin, SEAL and SEALION 7. Excludes the BYD ATTO 3 EVO. Ends 30 September 2026.^^^
T&Cs apply.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Drive away. Then holiday.
You could earn 35,000 bonus Qantas Points when you take out a novated lease through SmartTM. A novated lease is one of the most tax-effective ways to buy and run a car. T&Cs apply.
Smart is here to support you with any salary packaging questions you might have
Explore available benefits for Transport for NSW
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Remote area benefits
If you live and work in an area the ATO classes as 'remote', you may be able to salary package house-buying costs, mortgage interest, rent and even holiday travel.
E-bike
Salary package and save on the cost of leasing an e-bike that you use for work purposes (traveling to, from, and around work).
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Remote area benefits
If you live and work in an area the ATO classes as 'remote', you may be able to salary package house-buying costs, mortgage interest, rent and even holiday travel.
E-bike
Salary package and save on the cost of leasing an e-bike that you use for work purposes (traveling to, from, and around work).
Smartrewards is now for everyone
We’re excited to announce that all employees can now access Smartrewards - Smart’s exclusive benefits program - whether you salary package with SmartTM or not^^^.
Enjoy discounts on eGift cards from top brands, savings on eStore products, free CommSec trades, Qantas Points with eligible leases, and wellbeing content.
If you already have salary packaging with Smart, log in to your account and select Smartrewards on the dashboard. If you are not with Smart, you can register for Smartrewards here.
Important Information
** This offer commenced 1 May 2026 and is only available to those whose employers allow them to finance a car through Smart. Smart may withdraw, change or remove this offer at any time. To be eligible for 35,000 bonus Qantas Points, individuals must do the following: (1) submit the ‘Get a Quote’ form on https://www.smart.com.au/p/qantas-points/; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. For the full terms and conditions of this offer please visit here.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.
2 To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose. Generally, vehicles should be less than 12 years old at the end of the lease term with a minimum value of $5,000.
^^^ This is a novated lease offer. The offer set out in this campaign is provided by BYD Australia Pty Ltd ABN 82 166 009 687 (BYD Automotive). The fulfilment of all conditions of this offer will be directly between BYD Automotive and the customer. Smart™ accepts no liability for any dispute between the customer and BYD Automotive in relation to their participation in this offer. For full terms and conditions refer to https://bydautomotive.com.au/offers. This offer is available exclusively to retail customers who (1) order a new in-stock BYD ATTO 1 (all variants), BYD ATTO 2 (all variants), BYD Dolphin (all variants), BYD Seal (all variants), BYD SEALION 7 (all variants), on a novated lease between 1 September 2026 and 30 September 2026 and take delivery of that vehicle by 31 October 2026; This offer excludes: BYD ATTO 3 EVO, Fleet customers, government, rental purchases, demonstrator or service loan vehicles, any transactions involving additional promotional offers or discounts. Eligibility for this offer is not confirmed until the vehicle has been delivered. BYD Automotive cannot guarantee delivery within the promotional period. If you have ordered your vehicle directly through BYD Automotive, a BYD Automotive Product Specialist will contact you to confirm your allocation and eligibility. If you have ordered your vehicle through Smart, we will contact you to confirm such allocation and eligibility. Discount is applied to the base vehicle list price on the BYD website. Discount excludes Registration, CTP, Stamp Duty, dealer delivery and statutory charges (on-road costs). Metallic paint is available at an additional cost. Offer cannot be combined with other BYD offers or discounts.