Salary package a variety of employee benefits using your pre-tax salary. Call us on 1300 476 278.
As the exclusive salary packaging provider for the NSW Department of Education, we’re proud to be a trusted, long-standing partner, providing exceptional service and support to all staff.
With a deep commitment to delivering smarter benefits, we help improve the lives of employees through tailored solutions.
Whether you're considering salary packaging or exploring the advantages of a novated lease, our expert team is here to guide you with confidence and care. Call us on 1300 476 278 to find out more.
Supporting Stewart House just got easier.
With a regular pre-tax fortnightly donation, you'll support the Department of Education's charity of choice, Stewart House, while lowering your taxable income.
Learn more about the work that Stewart House does by registering for a webinar.
$3,000 BYD cashback+
Offer valid on select models when ordered by 31 January 2026 and delivered by 28 February 2026.
While stocks last. Terms and conditions apply.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
$3,000 BYD cashback+
Offer valid on select models when ordered by 31 January 2026 and delivered by 28 February 2026.
While stocks last. Terms and conditions apply.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Working in education has many rewards, but who doesn't appreciate a little extra? A novated lease could save you thousands, through big tax savings on a car you love.
You don't have to be a huge earner, and you can choose a car that fits your budget and lifestyle, whether it's brand-new, second-hand or one you already own.2
Support Stewart House
Make regular donations to The Department of Education's charity of choice, Stewart House, directly from your pre-tax salary.
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Additional superannuation contributions
When you salary package additional superannuation contributions, you could save on tax while building your future wealth.
Salary package your next portable electronic device
Salary package your portable electronic devices each FBT year, when the device is used primarily for work.1
Choose to salary package your laptop or tablet and mobile phone.
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
NSW Schools Spectacular
NSW Primary Principals' Association
NSW Secondary Principals' Council
Pulse Alive
* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in January 2026.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.
2 To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose. Generally, vehicles should be less than 12 years old at the end of the lease term with a minimum value of $5,000.
+The offer set out in this campaign is provided by BYD Australia Pty Ltd ABN 82 166 009 687 (BYD Automotive). The fulfilment of all conditions of this offer will be directly between BYD Automotive and the customer. Smart accepts no liability for any dispute between the customer and BYD Automotive in relation to their participation in this offer. This offer is available exclusively to retail customers who order a new in-stock eligible BYD and who do not finance the purchase of the vehicle in whole or part with any promotional Angle Auto Finance product.
Cashback Details:
Eligible Customers will receive (a Rebate):
$3,000 cashback on BYD ATTO 3, BYD SEAL, BYD SEALION 6, BYD SEALION 7 and BYD SHARK 6 when ordered between 1 November 2025 - 31 January 2026 and delivered by 28 February 2026.
This offer excludes: Fleet customers, government, rental purchases, demonstrator vehicles, any transactions involving additional promotional offers or discounts, customers who purchased a BYD Dolphin and newly released models Atto 1, Atto 2, Sealion 5, Sealion 8 and Shark 6 Cab Chassis. Eligibility for this offer is not guaranteed until a vehicle has been allocated by BYD Automotive against your order. Vehicle allocation is subject to availability. If you have ordered your vehicle directly through BYD Automotive, a BYD Automotive Product Specialist will contact you to confirm your allocation and eligibility. If you have ordered your vehicle through Smart, we will contact you to confirm such allocation and eligibility. The Rebate will be processed as an Electronic Funds Transfer (EFT) to the Eligible Customer’s designated bank account. The Rebate will be issued 30 days after the completion of an official Cashback Application Form, which will be emailed to customers within 7 days of vehicle delivery. Customers must complete the official Cashback Application Form no later than 31 March 2026. If the Cashback Application Form is not submitted by this time, the customer will not be eligible for the Cashback.
