Salary package a variety of employee benefits using your pre-tax salary.
Smart is proud to partner with Melbourne Archdiocese Catholic Schools to offer salary packaging, also known as salary sacrifice, arrangements to all staff.
We're committed to providing smarter benefits that help improve the lives of teachers, administration and support staff working in Catholic education.
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
You could salary package major expenses like mortgage or rent payments and utilities, up to a cap of $15,900 each Fringe Benefits Tax (FBT) year (1 April - 31 March).
Salary package your portable electronic devices each FBT year, when the device is used primarily for work.1
Choose to salary package your laptop or tablet and mobile phone.
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
Go fully solar with no upfront costs
From $125* a month for battery, solar panels and smart software.
Smart has partnered with Enreal to help you make the transition with a home energy kit subscription.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.