Salary packaging for Melbourne Archdiocese Catholic Schools

* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in December 2025.

^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.

Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.

¹ Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.

² To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose. Generally, vehicles should be less than 12 years old at the end of the lease term with a minimum value of $5,000.

** This offer is only available to those whose employers allow them to finance a car through Smart. To be eligible for 35,000 bonus Qantas Points, individuals must do the following between 2 September 2025 and 17 December 2025: (1) submit the ‘Get a Quote’ form on https://www.smart.com.au/p/qantas-points/; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. For the full terms and conditions of this offer please visit here.

+Terms and conditions apply, see smart.com.au/p/bootload-of-groceries.

^^ Smartrewards Terms and Conditions apply, visit
https://account.smartsalary.com.au/smartrewards-terms-conditions. The participating retailers are subject to change. For the full list of participating retailers log in to your online account at smartsalary.com.au and access Smartrewards.

Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.