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Salary package a variety of employee benefits using your pre-tax salary.
Smart is proud to partner with Melbourne Archdiocese Catholic Schools to offer salary packaging, also known as salary sacrifice, arrangements to all staff.
We're committed to providing smarter benefits that help improve the lives of teachers, administration and support staff working in Catholic education.
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Save on mortgage or rent payments
You could salary package major expenses like mortgage or rent payments and utilities, up to a cap of $15,900 each Fringe Benefits Tax (FBT) year (1 April - 31 March).
E-bike
Salary package and save on the cost of leasing an e-bike that you use for work purposes (traveling to, from, and around work).
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Save on mortgage or rent payments
You could salary package major expenses like mortgage or rent payments and utilities, up to a cap of $15,900 each Fringe Benefits Tax (FBT) year (1 April - 31 March).
E-bike
Salary package and save on the cost of leasing an e-bike that you use for work purposes (traveling to, from, and around work).
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2025-26). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.
2 To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose. Generally, vehicles should be less than 12 years old at the end of the lease term with a minimum value of $5,000.
