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Salary packaging for Department of Defence

Explore benefits available to help you maximise your tax savings.

Smart has managed salary packaging arrangements for more than 50,000 members of the Department of Defence.

We're proud of this partnership, and committed to providing benefits that work to help improve the lives of Defence members and their families.

Smart is here to support you with any salary packaging questions you might have

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Explore available benefits for the Australian Defence Force

Salary packaging benefits
Novated leasing
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Novated car leasing

Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.

Superannuation
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Additional superannuation contributions

When you salary package additional superannuation contributions, you could save on tax while building your future wealth.

Portable electronics
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Salary package your next portable electronic device

Defence members can salary package multiple portable electronic devices each FBT year, when the device is used primarily for work. ​Choose to salary package laptop, tablet, mobile or smartwatch.

Smartrewards gives you even more ways to save 

As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost. 

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Smart is proud to support:

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Wounded Heroes Australia

Important information

^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.

Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.