Explore benefits available to help you maximise your tax savings.
Smartsalary helps over 180,000 employees across Australia enjoy more of their salary through salary packaging.
Simply put, salary packaging allows you to pay for certain items with your pre-tax salary, which means you could pay less tax and keep more of your income.
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs* exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings.
Better still, as an employee of Aurizon you'll receive discounted interest rates on your car's finance through a Smart novated lease.
If you live and work in an area the ATO classes as 'remote', you may be able to salary package house-buying costs, mortgage interest, rent and even holiday travel.
You may be able to salary package certain portable electronic devices1 like your tablet or mobile phone2 each FBT year, when the device is used primarily for work.
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25). Plug-in Hybrid Electric Vehicles with leases commencing from 1 April 2025 are not eligible for this exemption.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.