Smart helps over 180,000 employees across Australia enjoy more of their salary through salary packaging.
Simply put, salary packaging allows you to pay for certain items with your pre-tax salary, which means you could pay less tax and keep more of your income.
All things Smart, all in one place
Check how much money you have available, review your transaction history, and track claims - all from the app. With clear, up-to-date salary packaging details, everything is easy to find whenever you need it.
Explore our latest offers for Aurizon members
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Smart Sell
Sell your car at a good price, save time and make a smooth transition into your new car, with our complimentary service, Smart SellTM.
Smart is here to support you with any salary packaging questions you have
Important update: salary packaging of work-related expenses is changing
Laptops, tablets, mobile phones and other work-related expenses will no longer be eligible for salary packaging from 1 April 2027.
Learn what's changing and explore your options before the changes take effect.
Explore available benefits for Aurizon employees
Novated car leasing
Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs* exempt from Fringe Benefit Tax (FBT), you can save even more. Use our calculator to check out your savings.
Better still, as an employee of Aurizon you'll receive discounted interest rates on your car's finance through a Smart novated lease.
Remote area benefits
If you live and work in an area the ATO classes as 'remote', you may be able to salary package house-buying costs, mortgage interest, rent and even holiday travel.
Salary package your next portable electronic device
You may be able to salary package certain portable electronic devices1 like your tablet or mobile phone2 each FBT year, when the device is used primarily for work. Important: Changes will affect this benefit from 1 April 2027. Learn more.
Airline lounge benefits
Airline lounge membership makes work and travel easier and more enjoyable, and employees could salary package the cost.
Smartrewards gives you even more ways to save
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
Got a question about novated leasing? Check out the top FAQs.
Important Information
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
Smart recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.
1 Your Employer determines which portable electronic devices can be salary packaged. To find out which devices are available to you (and other important information your need to know about this benefit), visit smart.com.au/salary-packaging-benefits/portable-electronic-device and enter your employer in the field under ‘Can you package a portable electronic device?’. As per ATO guidelines, portable electronic devices must be used primarily for work purposes (over 50%) to be salary packaged, and you may need to have this verified by your Employer.
2 To package a used or current car, certain financier requirements must be met. Exact age requirements and minimum value depend on which financier you choose.