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Explore benefits available to help you maximise your tax savings including buying a car through novated leasing. Call us on 1300 476 278.
As the exclusive salary packaging provider for the Department of
Defence, we’re proud to support ADF members and their families
every step of the way.
Whether you're looking into salary packaging (otherwise known as
salary sacrifice) or exploring a novated lease, we’re here to help you
make the most of your pay—so you can focus on what matters
most.
A smarter way to help Defence members save
Learn how salary packaging could save you hundreds, or even thousand on tax, so you can treat yourself more often.
We're running 30 minute interactive webinars dedicated for Defence members and their families in October, including six special webinars on boosting your super in conjunction with CommSuper.
Novated car leasing
Salary packaging a car lease could save you thousands of dollars a year and now with the electric vehicle discount making eligible EVs^ exempt from Fringe Benefit Tax (FBT), you could save even more. Use our calculator to check out your savings, or learn more about novated leasing an EV.
Salary package your next portable electronic device
Defence members can salary package multiple portable electronic devices each FBT year, when the device is used primarily for work. Choose to salary package laptop, tablet, mobile or smartwatch.
Additional superannuation contributions
When you salary package additional superannuation contributions, you could save on tax while building your future wealth.
Airline lounge benefits
Airline lounge membership makes work and travel easier and more enjoyable, and employees could salary package the cost.
As a Smart™ customer, you get access to a range of additional rewards on top of the benefits you salary package. These include discounts on some of Australia’s leading brands and access to our financial wellness partners’ services, all at no extra cost.
Peace of mind
"Smart’s novated lease brings peace of mind, simplifying finances for my family during ADF deployments, with its cost-effective and hassle-free approach.”
- Timothy, Smart customer, 2023**
Freedom and flexibility
“As a serving member, the freedom and flexibility to know that everything from registration, fuel and insurance is taken care of; particularly during periods when I’m away.”
- Gary, Smart customer, 2023**
New car joy
“The ability to experience the luxuries of life and the adventures a new car brings in an affordable and easy way!”
- Jack, Smart customer, 2023**
We’re deeply grateful for your service, and proud to support the Defence community — including veteran employment and the incredible work of the Defence charities we stand behind.
