Supporting Defence with smarter benefits
Smart is the exclusive salary packaging provider for the Department of Defence, supporting Defence members and their families across Australia.
For more than 25 years, we've built our employee benefits service around the realities of Defence life, with specialist support, digital services and on-base engagement helping members get greater value from their pay.
Important Information
* Fortnightly price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4a) lease term for BMW iX1: 4-years, (4b) lease term for all other vehicles: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are indicative only and based on quotes obtained by Smart from its dealership network in November 2026.
^ Fringe Benefits Tax (FBT) exemption available for eligible electric or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,661 in FY 2026-27). See the Australian Taxation Office website for full eligibility criteria.
~Testimonial provided by customer in response to Smart's 'Defence Christmas giveaway' 2023 competition where customers were invited to tell us in 25 words or less what they love most about their novated lease with us for the chance to win a prize.